Investment Dealing Account
Used your ISA limit but still looking to invest in a timely and cost efficient way? Consider our Investment Dealing Account.
Getting started
Before you start with an Investment Dealing Account, it helps to be clear on a few key points.
What for and how much?
- What are you investing towards? Retirement, university fees, a rainy day? The investments that might be suitable for you will depend on your goals and how long you plan to invest.
- And how much money do you want to invest? Will it be enough to meet your goals?
The risks and how to manage them
- What sorts of risks are you willing to take? Different types of investments come with different types of risk that you should take the time to understand. Our Investment selector includes information about risks for the investments you can choose from.
- The greater the return you want, the more risk you’ll usually have to accept.
- It can be tempting to buy and sell investments just because everyone else is. Try to avoid the panic trap by doing your own research first and make up your own mind based on the facts.
- Think about managing your Investment Dealing Account’s overall risk exposure by choosing a range of different investments from different fund managers and listed companies.
- If you’re saving over the short-term, it’s wise not to take too much of a risk. It’s generally recommended you invest for at least five years.
- Once you’re up and running, review your Investment Dealing Account regularly. A fund might change the way it invests for example, or you might not be willing to take as many risks as you did before.
- Always remember that investments can go down as well as up. You may get back less than you put in and that past performance is not a guide to future performance.
What are the benefits?
You can make investment deals online or over the phone, and in real time for listed securities, avoiding time consuming paperwork.
It’s quick and easy with all your trades settled automatically through your account.
Your investments are held together in one easy to access place. You can see their value at any time.
And there are over 4,000 different investments to choose from.
Start trading now
With access to over 4,000 investments for you to choose from, you can start trading from the day you open your account.
Support for you
We can’t give advice, but our Investment Hub is packed with research tools, ideas and information to help you when you’re making investment decisions.
Start with just $50
Each payment you make to your Investment Dealing Account must be $50 or more. And getting started is easy.
6 April
The start of a new tax year. The run up is generally a good time to review your savings – in your Investment Dealing Account and overall. For example:
- Have you used your ISA limit?
- Do you need to manage your Capital Gains Tax exposure?
No limits
You can invest as much as you like, and, as long as you don’t mind paying the account fees, have as many Investment Dealing Account accounts as you want – helpful if you’re saving towards different goals.
Flexibility and control
And, although your Investment Dealing Account Account is designed for medium term investment (5-10 years) you can access your money whenever you want.
What is an Investment Dealing Account?
It’s a flexible dealing account that lets you to hold a wide range of investments. It gives you complete control to develop your investment portfolio in a way that works for you – whatever you’re investing for.
As long as you don’t mind paying the account fees, you can have as many Investment Dealing Account accounts as you want – helpful if you’re saving towards different goals.
Tax advantages.
There are no tax advantages to investing through an Investment Dealing Account, but there are no investment limits either.
Want to do some research?
Visit our investing hub for research tools, investment articles and more.
