Open or Transfer an Investment Dealing Account (IDA).
Opening an account with Pinnacle Online is simple.
A choice of 3 accounts
- Junior ISA
A tax-efficient savings vehicle which allows you to save up to £4,260 for the 2018/19 tax year. The account is for the benefit of the child and therefore held in the name of the child, and all cash and investments belong to them. Normally you cannot access the funds until the child is 18 except in the case of death or terminal illness.
- First Steps Investment Dealing Account
There are no investment limits on a First Steps IDA, but no tax advantages either. You control when the Child gets access to the investments.
- Child SIPP
This is a tax-advantaged way to save for your child’s later life. You can invest up to £3,600 this tax year (you pay £2,880 and we claim £720 tax relief for you). Your child has control over the account from the age of 18 but can’t access their savings until later in life. There is also no Capital Gains tax or Income tax.
IMPORTANT! Read the Investment Dealing Account Product Guide and our Charges Guide for all the details and before you make up your mind if our Investment Dealing Account is right for you.
Top up child savings for existing customer?
The easiest and quickest way for all our child savings accounts is our 24-hour online service. Log in using your Personal ID and password and top up by debit card.
Saving for a child?
Consider a First Steps Investment Dealing Account.
You can invest as much as you like on behalf of a child and control when they can access those investments.
Should your child access investments at 18?
Yes? You might want to look at our Junior ISA. Tax advantaged savings up to $4,260 for the 2023 tax year.
Delay your child's investments?
Yes? Then a Child SIPP might work for you. Tax advantaged savings up to £3,600 each tax year.
Do you prioritize access control?
This is where our First Steps IDA can come in. No tax advantages, but no savings limits either..
Why invest with ZCS Turkey?
- Fixed account fees.
We charge you flat Account fees rather than fees based on a percentage of the value of your investment. So, as your investments grow, your Account fees won’t.
- Experience and scale.
We’ve been in business since 1986, have £15.6 billion of assets under administration (at December 2017) and look after the investments of more than 100,000 customers.
- Choice.
Our platform offers over 4,000 investment options for you to create a customized portfolio that matches your investment goals and risk tolerance.
- And convenience for you.
Our platform simplifies account management with convenient 24/7 access from anywhere. Say goodbye to constantly switching between platforms – manage all your accounts in one secure, easy-to-use location.
